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Mini-Medical plans are limited benefit health insurance programs with very few restrictions, designed to reduce premium costs and qualification requirements.
Major Medical is a form of comprehensive insurance that is designed to pay the cost of covered medical expenses incurred by an individual or covered dependant.
Bollinger and The Ican Group, which includes Ican Benefit Group, LLC and Ican Insurance, LLC, are licensed insurance agencies ("Ican"), not insurance companies. Plans offered through Ican are underwritten by A.M. Best "Highly Rated" insurance companies (B+ or higher) that vary by plan and state. A.M. Best uses a scale that ranges from A++ superior to F in liquidation. Ican offers both individually underwritten major medical plans and guaranteed acceptance limited benefit group plans. Major medical coverage availability and rates depend on a variety of factors, including health condition and medical history, and not everyone will qualify for such coverage. *Guaranteed acceptance plans provide coverage under group limited benefit indemnity policies issued to a bona fide association, require association membership, have limitations and exclusions, including pre-existing condition exclusions, and are not the same as and are not a substitute for major medical insurance. Ican has licensed agents for all 50 states, but the plans offered by Ican are not available in every state. This document contains only summary information and is simply an invitation to inquire further. Call for complete details regarding plan benefits, restrictions, exclusions, limitations and state availability. Rates subject to change on a class basis